/* ===== FP Adjusters Limited — Global Styles ===== */

:root {
  --blue: #1A56DB;
  --blue-dark: #1040A8;
  --blue-light: #EBF2FF;
  --gold: #F59E0B;
  --gold-dark: #D97706;
  --gold-light: #FEF3C7;
  --dark: #0F172A;
  --gray-800: #1E293B;
  --gray-600: #475569;
  --gray-400: #94A3B8;
  --gray-200: #E2E8F0;
  --gray-100: #F8FAFC;
  --white: #FFFFFF;
  --shadow-sm: 0 1px 3px rgba(0,0,0,.06);
  --shadow-md: 0 4px 20px rgba(0,0,0,.08);
  --shadow-lg: 0 12px 40px rgba(0,0,0,.10);
  --radius: 8px;
  --radius-lg: 14px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; overflow-x: hidden; }

body {
  font-family: 'Montserrat', sans-serif;
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 {
  font-family: 'Poppins', sans-serif;
  line-height: 1.25;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ===== ACCESSIBILITY ===== */
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
[tabindex]:focus-visible {
  outline: 2px solid var(--blue);
  outline-offset: 3px;
  border-radius: 2px;
}

.required-mark { color: var(--gold-dark); }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; }
  .reveal { opacity: 1 !important; transform: none !important; }
}

/* ===== TOP ANNOUNCEMENT BAR ===== */
.top-bar {
  background: var(--dark);
  color: var(--white);
  font-size: .78rem;
  letter-spacing: .03em;
  padding: 10px 0;
}

.top-bar-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.top-bar-text {
  font-family: 'Montserrat', sans-serif;
  font-weight: 500;
  opacity: .75;
  font-size: .76rem;
  letter-spacing: .04em;
  text-transform: uppercase;
}

.top-bar-cta {
  background: var(--gold);
  color: var(--dark);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: .73rem;
  letter-spacing: .05em;
  text-transform: uppercase;
  padding: 6px 18px;
  border-radius: 3px;
  transition: background .2s, color .2s;
  white-space: nowrap;
}

.top-bar-cta:hover { background: var(--gold-dark); color: var(--white); }

/* ===== NAVBAR ===== */
.navbar {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  position: sticky;
  top: 0;
  z-index: 100;
  transition: box-shadow .25s ease;
}

.navbar.scrolled { box-shadow: 0 2px 18px rgba(15, 23, 42, .08); }

.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
}

.nav-logo { display: flex; align-items: center; }
.nav-logo img { height: 48px; width: auto; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 2px;
}

.nav-links a {
  font-family: 'Montserrat', sans-serif;
  font-size: .82rem;
  font-weight: 600;
  letter-spacing: .03em;
  color: var(--gray-600);
  padding: 8px 14px;
  border-radius: 4px;
  transition: all .18s;
}

.nav-links a:hover, .nav-links a.active {
  color: var(--blue);
  background: var(--blue-light);
}

.nav-cta {
  background: var(--blue) !important;
  color: var(--white) !important;
  font-weight: 700 !important;
  padding: 9px 20px !important;
  border-radius: 4px !important;
  font-size: .8rem !important;
  letter-spacing: .04em !important;
  text-transform: uppercase !important;
  transition: background .2s !important;
}

.nav-cta:hover { background: var(--blue-dark) !important; }

.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 6px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--gray-800); margin: 5px 0; border-radius: 1px; transition: all .3s; }
.nav-panel-header { display: none; }
.nav-close { display: none; }
.nav-overlay { display: none; }

/* ===== CONTAINER ===== */
.container { max-width: 1200px; margin: 0 auto; padding: 0 28px; }

/* ===== HERO ===== */
.hero {
  background: linear-gradient(135deg, #0D3B8C 0%, #1A56DB 55%, #1040A8 100%);
  color: var(--white);
  padding: 100px 0 90px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E") repeat;
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 760px;
}

.hero-badge {
  display: inline-block;
  max-width: 100%;
  border: 1px solid rgba(255,255,255,.15);
  color: var(--gold);
  font-family: 'Montserrat', sans-serif;
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  padding: 8px 14px;
  border-radius: 2px;
  margin-bottom: 28px;
  line-height: 1.6;
}

.hero-badge::before {
  content: '';
  display: inline-block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold);
  margin-right: 8px;
  vertical-align: middle;
}

.hero h1 {
  font-family: 'Poppins', sans-serif;
  font-size: clamp(2rem, 4vw, 3.1rem);
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 24px;
  letter-spacing: -.01em;
}

.hero h1 span { color: var(--gold); }

.hero-desc {
  font-size: 1rem;
  opacity: .75;
  margin-bottom: 40px;
  max-width: 580px;
  line-height: 1.8;
  font-weight: 400;
}

.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 0; }

.btn-primary {
  background: var(--gold);
  color: var(--dark);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: .82rem;
  letter-spacing: .05em;
  text-transform: uppercase;
  padding: 14px 28px;
  border-radius: 3px;
  transition: all .2s;
  display: inline-block;
}

.btn-primary:hover { background: var(--gold-dark); color: var(--white); transform: translateY(-1px); }

.btn-outline {
  background: transparent;
  color: var(--white);
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: .82rem;
  letter-spacing: .05em;
  text-transform: uppercase;
  padding: 14px 28px;
  border-radius: 3px;
  border: 1px solid rgba(255,255,255,.3);
  transition: all .2s;
  display: inline-block;
}

.btn-outline:hover { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.6); }

.hero-stats {
  display: flex;
  gap: 48px;
  padding-top: 40px;
  border-top: 1px solid rgba(255,255,255,.1);
}

.hero-stat-num {
  font-family: 'Poppins', sans-serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 4px;
}

.hero-stat-label {
  font-size: .72rem;
  opacity: .55;
  letter-spacing: .06em;
  text-transform: uppercase;
  font-weight: 600;
}

/* ===== SECTION STYLES ===== */
section { padding: 88px 0; }

.section-tag {
  font-family: 'Montserrat', sans-serif;
  font-size: .68rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 12px;
  display: block;
}

.section-title {
  font-family: 'Poppins', sans-serif;
  font-size: clamp(1.5rem, 3vw, 2.1rem);
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 16px;
  letter-spacing: -.01em;
}

.section-title span { color: var(--blue); }

.section-desc {
  font-size: .95rem;
  color: var(--gray-600);
  max-width: 560px;
  line-height: 1.8;
}

.section-header { margin-bottom: 56px; }
.section-header.center { text-align: center; }
.section-header.center .section-desc { margin: 0 auto; }

/* ===== CARDS ===== */
.cards-grid { display: grid; gap: 24px; }
.cards-grid-3 { grid-template-columns: repeat(3, 1fr); }
.cards-grid-2 { grid-template-columns: repeat(2, 1fr); }

.card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 32px;
  transition: all .22s;
}

.card:hover { box-shadow: var(--shadow-md); border-color: var(--blue); transform: translateY(-2px); }

.card-accent {
  width: 32px;
  height: 3px;
  background: var(--blue);
  margin-bottom: 20px;
  border-radius: 2px;
}

.card-label {
  font-family: 'Poppins', sans-serif;
  font-size: .65rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--blue);
  background: var(--blue-light);
  padding: 4px 10px;
  border-radius: 3px;
  display: inline-block;
  margin-bottom: 16px;
}

.card h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--dark);
  letter-spacing: -.01em;
}

.card p { font-size: .87rem; color: var(--gray-600); line-height: 1.75; }

/* ===== WHY US ===== */
.why-us { background: var(--gray-100); }

.why-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.why-features { display: grid; gap: 28px; }

.why-feature { display: flex; gap: 20px; align-items: flex-start; }

.why-feature-num {
  font-family: 'Poppins', sans-serif;
  font-size: .65rem;
  font-weight: 700;
  letter-spacing: .06em;
  color: var(--white);
  background: var(--blue);
  width: 28px;
  height: 28px;
  min-width: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 2px;
  margin-top: 2px;
}

.why-feature h4 {
  font-family: 'Poppins', sans-serif;
  font-size: .93rem;
  font-weight: 700;
  margin-bottom: 5px;
  color: var(--dark);
}

.why-feature p { font-size: .85rem; color: var(--gray-600); line-height: 1.7; }

.why-visual {
  background: var(--dark);
  border-radius: var(--radius);
  padding: 44px;
  color: var(--white);
}

.why-visual h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 28px;
  letter-spacing: -.01em;
}

.why-list { display: grid; gap: 12px; }

.why-list-item {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: .87rem;
  font-family: 'Montserrat', sans-serif;
  font-weight: 500;
  opacity: .85;
}

.why-list-item::before {
  content: '';
  width: 6px;
  height: 6px;
  min-width: 6px;
  background: var(--gold);
  border-radius: 50%;
}

/* ===== CTA BANNER ===== */
.cta-banner {
  background: linear-gradient(135deg, var(--gold-dark), var(--gold));
  padding: 72px 0;
}

.cta-banner-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}

.cta-banner h2 {
  font-family: 'Poppins', sans-serif;
  font-size: clamp(1.3rem, 3vw, 1.8rem);
  font-weight: 700;
  color: var(--dark);
  letter-spacing: -.01em;
}

.cta-banner p { color: rgba(0,0,0,.6); margin-top: 8px; font-size: .9rem; font-family: 'Montserrat', sans-serif; }

.btn-dark {
  background: var(--dark);
  color: var(--white);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: .8rem;
  letter-spacing: .05em;
  text-transform: uppercase;
  padding: 15px 32px;
  border-radius: 3px;
  transition: all .2s;
  display: inline-block;
  white-space: nowrap;
}

.btn-dark:hover { background: var(--blue-dark); }

.btn-white {
  background: var(--white);
  color: var(--blue);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: .8rem;
  letter-spacing: .05em;
  text-transform: uppercase;
  padding: 15px 32px;
  border-radius: 3px;
  transition: all .2s;
  display: inline-block;
  white-space: nowrap;
}

.btn-white:hover { background: var(--dark); color: var(--white); }

.btn-gold {
  background: var(--gold);
  color: var(--dark);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: .8rem;
  letter-spacing: .05em;
  text-transform: uppercase;
  padding: 15px 32px;
  border-radius: 3px;
  transition: all .2s;
  display: inline-block;
  white-space: nowrap;
}

.btn-gold:hover { background: var(--gold-dark); color: var(--white); }

/* ===== FOOTER ===== */
.footer {
  background: linear-gradient(135deg, #0D3B8C 0%, #1A56DB 55%, #1040A8 100%);
  color: var(--white);
  padding: 72px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 56px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.footer-brand img { height: 46px; margin-bottom: 18px; }
.footer-brand p {
  font-size: .83rem;
  opacity: .5;
  line-height: 1.8;
  max-width: 260px;
  font-family: 'Montserrat', sans-serif;
}

.footer-col h4 {
  font-family: 'Poppins', sans-serif;
  font-size: .68rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}

.footer-col ul { display: grid; gap: 10px; }
.footer-col ul a {
  font-size: .83rem;
  opacity: .55;
  transition: opacity .2s;
  font-family: 'Montserrat', sans-serif;
}
.footer-col ul a:hover { opacity: 1; }

.footer-contact-item {
  display: flex;
  gap: 12px;
  font-size: .83rem;
  opacity: .55;
  margin-bottom: 12px;
  align-items: flex-start;
  font-family: 'Montserrat', sans-serif;
}

.footer-contact-label {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: .7rem;
  letter-spacing: .05em;
  text-transform: uppercase;
  color: var(--gold);
  opacity: 1;
  min-width: 50px;
}

.footer-bottom {
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: .73rem;
  opacity: .35;
  flex-wrap: wrap;
  gap: 8px;
  font-family: 'Montserrat', sans-serif;
  letter-spacing: .03em;
}

/* ===== PAGE HERO ===== */
.page-hero {
  background: linear-gradient(135deg, #0D3B8C 0%, #1A56DB 100%);
  color: var(--white);
  padding: 72px 0;
}

.page-hero .breadcrumb {
  font-size: .72rem;
  opacity: .4;
  margin-bottom: 16px;
  font-family: 'Montserrat', sans-serif;
  letter-spacing: .06em;
  text-transform: uppercase;
}

.page-hero h1 {
  font-family: 'Poppins', sans-serif;
  font-size: clamp(1.6rem, 4vw, 2.5rem);
  font-weight: 700;
  margin-bottom: 14px;
  letter-spacing: -.02em;
}

.page-hero p {
  font-size: .95rem;
  opacity: .6;
  max-width: 560px;
  line-height: 1.8;
  font-family: 'Montserrat', sans-serif;
}

/* ===== ABOUT STYLES ===== */
.about-intro {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-img-wrap {
  background: var(--gray-100);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 56px;
  text-align: center;
}

.about-logo-display { width: 180px; margin: 0 auto; }

.values-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-top: 44px; }

.value-card {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 22px;
  border-left: 3px solid var(--blue);
}

.value-card h4 {
  font-family: 'Poppins', sans-serif;
  font-size: .88rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 6px;
}

.value-card p { font-size: .82rem; color: var(--gray-600); }

/* ===== SERVICES ===== */
.service-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all .22s;
}

.service-card:hover { box-shadow: var(--shadow-lg); border-color: var(--blue); transform: translateY(-3px); }

.service-card-header {
  background: linear-gradient(135deg, #0D3B8C 0%, #1A56DB 100%);
  padding: 28px 32px;
  color: var(--white);
  border-bottom: 3px solid var(--gold);
}

.service-card-header .svc-tag {
  font-family: 'Montserrat', sans-serif;
  font-size: .65rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 10px;
}

.service-card-header h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 6px;
  letter-spacing: -.01em;
}

.service-card-header p { font-size: .83rem; opacity: .65; font-family: 'Montserrat', sans-serif; }

.service-card-body { padding: 24px 32px 28px; }

.service-card-body ul { display: grid; gap: 9px; }

.service-card-body ul li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: .85rem;
  color: var(--gray-600);
  font-family: 'Montserrat', sans-serif;
  line-height: 1.6;
}

.service-card-body ul li::before {
  content: '';
  width: 4px;
  height: 4px;
  min-width: 4px;
  background: var(--blue);
  border-radius: 50%;
  margin-top: 8px;
}

.svc-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 18px;
  margin-top: 22px;
  padding-top: 20px;
  border-top: 1px solid var(--gray-200);
}

.svc-link {
  font-family: 'Poppins', sans-serif;
  font-size: .78rem;
  font-weight: 700;
  color: var(--blue);
  letter-spacing: .02em;
  border-bottom: 1px solid var(--blue);
  padding-bottom: 1px;
}

.svc-link:hover { color: var(--gold-dark); border-color: var(--gold-dark); }

.svc-enquire {
  font-family: 'Poppins', sans-serif;
  font-size: .78rem;
  font-weight: 700;
  color: var(--white);
  background: var(--blue);
  padding: 9px 18px;
  border-radius: var(--radius);
  letter-spacing: .02em;
  transition: background .2s;
}

.svc-enquire:hover { background: var(--blue-dark); }

/* ===== BLOG ===== */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }

.blog-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all .22s;
}

.blog-card:hover { box-shadow: var(--shadow-md); border-color: var(--blue); transform: translateY(-2px); }

.blog-card-img {
  width: 100%;
  height: 160px;
  background: linear-gradient(135deg, #0D3B8C 0%, #1A56DB 100%);
  display: flex;
  align-items: center;
  padding: 0 28px;
  overflow: hidden;
}

.blog-card-img-inner {
  width: 100%;
}

.blog-card-img-label {
  font-family: 'Poppins', sans-serif;
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 8px;
}

.blog-card-img-title {
  font-family: 'Poppins', sans-serif;
  font-size: .9rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.35;
}

.blog-card-body { padding: 22px 24px; }

.blog-tag {
  display: inline-block;
  background: var(--blue-light);
  color: var(--blue);
  font-family: 'Montserrat', sans-serif;
  font-size: .65rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: 2px;
  margin-bottom: 12px;
}

.blog-card h3 {
  font-family: 'Poppins', sans-serif;
  font-size: .95rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 10px;
  line-height: 1.4;
  letter-spacing: -.01em;
}

.blog-card p { font-size: .83rem; color: var(--gray-600); line-height: 1.7; margin-bottom: 16px; }

.blog-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: .72rem;
  color: var(--gray-400);
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  letter-spacing: .03em;
  text-transform: uppercase;
}

.blog-meta-dot { width: 3px; height: 3px; background: var(--gray-400); border-radius: 50%; }

.read-more-link {
  font-family: 'Poppins', sans-serif;
  font-size: .78rem;
  font-weight: 700;
  color: var(--blue);
  letter-spacing: .04em;
  text-transform: uppercase;
  border-bottom: 1px solid var(--blue);
  padding-bottom: 1px;
  transition: opacity .2s;
  display: inline-block;
}

.read-more-link:hover { opacity: .7; }

/* ===== FAQ ===== */
.faq-list { display: grid; gap: 12px; max-width: 800px; margin: 0 auto; }

.faq-item {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  background: var(--white);
  border: none;
  text-align: left;
  padding: 20px 24px;
  font-family: 'Poppins', sans-serif;
  font-size: .9rem;
  font-weight: 600;
  color: var(--dark);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  transition: all .2s;
  letter-spacing: -.01em;
}

.faq-question:hover { background: var(--gray-100); }
.faq-question.open { background: var(--dark); color: var(--white); }

.faq-chevron {
  width: 20px;
  height: 20px;
  border: 1.5px solid currentColor;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: .65rem;
  transition: transform .3s;
  font-family: 'Poppins', sans-serif;
}

.faq-question.open .faq-chevron { transform: rotate(180deg); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease, padding .3s;
}

.faq-answer.open { max-height: 2000px; }

.faq-answer p {
  padding: 20px 24px;
  font-size: .87rem;
  color: var(--gray-600);
  line-height: 1.85;
  font-family: 'Montserrat', sans-serif;
  border-top: 1px solid var(--gray-200);
}

/* ===== CONTACT ===== */
.contact-grid {
  display: grid;
  grid-template-columns: 2fr 1.1fr;
  gap: 56px;
  align-items: start;
}

.contact-form-wrap {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 44px;
}

.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }

.form-group { display: flex; flex-direction: column; gap: 7px; }
.form-group.full { grid-column: 1 / -1; }

.form-group label {
  font-family: 'Poppins', sans-serif;
  font-size: .72rem;
  font-weight: 700;
  color: var(--dark);
  letter-spacing: .05em;
  text-transform: uppercase;
}

.form-group input,
.form-group select,
.form-group textarea {
  border: 1.5px solid var(--gray-200);
  border-radius: 4px;
  padding: 12px 14px;
  font-size: .88rem;
  font-family: 'Montserrat', sans-serif;
  color: var(--dark);
  background: var(--white);
  transition: border-color .2s, box-shadow .2s;
  outline: none;
  width: 100%;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26,86,219,.08);
}

.form-group textarea { min-height: 130px; resize: vertical; }

.form-submit {
  background: var(--blue);
  color: var(--white);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: .8rem;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: 14px 34px;
  border: none;
  border-radius: 3px;
  cursor: pointer;
  transition: all .2s;
  margin-top: 8px;
}

.form-submit:hover { background: var(--blue-dark); }

.contact-info { display: grid; gap: 16px; }

.contact-info-card {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 22px 24px;
  border-left: 3px solid var(--blue);
}

.contact-info-card h4 {
  font-family: 'Poppins', sans-serif;
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 6px;
}

.contact-info-card p {
  font-size: .85rem;
  color: var(--gray-600);
  line-height: 1.7;
  font-family: 'Montserrat', sans-serif;
}

.success-msg {
  display: none;
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  border-radius: 4px;
  padding: 14px 18px;
  font-size: .85rem;
  color: #15803d;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  margin-top: 14px;
}

/* ===== BLOG POST ===== */
.article-hero {
  background: linear-gradient(135deg, #0D3B8C 0%, #1A56DB 100%);
  color: var(--white);
  padding: 80px 0;
}

.article-meta {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 20px;
  font-family: 'Montserrat', sans-serif;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  opacity: .6;
}

.article-meta-dot { width: 3px; height: 3px; background: currentColor; border-radius: 50%; }

.article-hero h1 {
  font-family: 'Poppins', sans-serif;
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 700;
  max-width: 720px;
  line-height: 1.2;
  letter-spacing: -.02em;
}

.article-hero .article-intro {
  font-size: 1rem;
  opacity: .65;
  max-width: 620px;
  margin-top: 18px;
  line-height: 1.8;
  font-family: 'Montserrat', sans-serif;
}

.article-body {
  max-width: 740px;
  margin: 0 auto;
  padding: 72px 28px;
}

.article-body h2 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--dark);
  margin: 44px 0 16px;
  letter-spacing: -.01em;
}

.article-body h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--dark);
  margin: 32px 0 12px;
}

.article-body p {
  font-size: .95rem;
  color: var(--gray-600);
  line-height: 1.9;
  margin-bottom: 20px;
  font-family: 'Montserrat', sans-serif;
}

.article-body ul {
  list-style: none;
  display: grid;
  gap: 10px;
  margin: 16px 0 24px;
}

.article-body ul li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-size: .92rem;
  color: var(--gray-600);
  font-family: 'Montserrat', sans-serif;
  line-height: 1.7;
}

.article-body ul li::before {
  content: '';
  width: 4px;
  height: 4px;
  min-width: 4px;
  background: var(--blue);
  border-radius: 50%;
  margin-top: 9px;
}

.article-pullquote {
  border-left: 4px solid var(--gold);
  padding: 24px 28px;
  margin: 36px 0;
  background: var(--gray-100);
  border-radius: 0 var(--radius) var(--radius) 0;
}

.article-pullquote p {
  font-family: 'Poppins', sans-serif;
  font-size: 1rem;
  font-weight: 600;
  color: var(--dark);
  line-height: 1.6;
  margin: 0;
  font-style: italic;
}

.article-divider {
  height: 1px;
  background: var(--gray-200);
  margin: 44px 0;
}

.article-cta {
  background: var(--dark);
  color: var(--white);
  border-radius: var(--radius);
  padding: 40px;
  margin-top: 56px;
}

.article-cta h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.article-cta p {
  font-size: .88rem;
  opacity: .65;
  margin-bottom: 20px;
  color: var(--white);
}

/* ===== SUBSCRIBE FORM (blog) ===== */
.subscribe-form {
  display: flex;
  gap: 12px;
  max-width: 400px;
  flex-wrap: wrap;
}

.subscribe-form input {
  flex: 1;
  min-width: 200px;
  border: 1.5px solid var(--gray-200);
  border-radius: 4px;
  padding: 11px 14px;
  font-size: .88rem;
  font-family: 'Montserrat', sans-serif;
  outline: none;
  transition: border-color .2s;
}

.subscribe-form input:focus { border-color: var(--blue); }

.subscribe-form button {
  background: var(--blue);
  color: var(--white);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: .75rem;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: 11px 22px;
  border: none;
  border-radius: 3px;
  cursor: pointer;
  transition: background .2s;
  white-space: nowrap;
}

.subscribe-form button:hover { background: var(--blue-dark); }

/* ===== SECTORS (minimalistic inline cards) ===== */
.sector-card {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  padding: 24px;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  transition: all .2s;
}

.sector-card:hover { border-color: var(--blue); box-shadow: var(--shadow-sm); }

.sector-label {
  font-family: 'Poppins', sans-serif;
  font-size: .6rem;
  font-weight: 800;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--white);
  background: var(--blue);
  padding: 5px 10px;
  border-radius: 2px;
  white-space: nowrap;
  margin-top: 2px;
}

.sector-icon {
  width: 46px;
  height: 46px;
  min-width: 46px;
  border-radius: 10px;
  background: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
}

.sector-icon svg {
  width: 22px;
  height: 22px;
  stroke: var(--white);
  fill: none;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.sector-card h3 { font-size: .9rem; font-weight: 700; margin-bottom: 4px; color: var(--dark); }
.sector-card p { font-size: .8rem; color: var(--gray-600); }

/* ===== SERVICES BOX (dark blue panel) ===== */
.services-box {
  background: linear-gradient(135deg, #0D3B8C 0%, #1A56DB 55%, #1040A8 100%);
  padding: 64px 0;
}

.services-box .section-tag { color: var(--gold); }
.services-box .section-title { color: var(--white); }
.services-box .section-title span { color: var(--gold); }
.services-box .section-desc { color: rgba(255,255,255,.75); }
.services-box .services-supporting { color: rgba(255,255,255,.55); }

/* ===== SCROLL REVEAL ===== */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .7s cubic-bezier(.16,1,.3,1), transform .7s cubic-bezier(.16,1,.3,1);
}

.reveal.is-visible { opacity: 1; transform: none; }

/* ===== BACK TO TOP ===== */
.back-to-top {
  position: fixed;
  right: 22px;
  bottom: 22px;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  border: none;
  background: var(--blue);
  color: var(--white);
  font-size: 1.2rem;
  line-height: 1;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: opacity .25s ease, transform .25s ease, visibility .25s ease, background .2s ease;
  z-index: 90;
}

.back-to-top.visible { opacity: 1; visibility: visible; transform: none; }
.back-to-top:hover { background: var(--blue-dark); }

@media (max-width: 768px) {
  .back-to-top { right: 16px; bottom: 16px; width: 42px; height: 42px; }
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .cards-grid-3 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
}

@media (max-width: 768px) {
  section { padding: 60px 0; }
  .hero { padding: 72px 0 64px; }
  .hero-stats { gap: 28px; flex-wrap: wrap; }
  .cards-grid-3, .cards-grid-2 { grid-template-columns: 1fr; }
  .why-inner { grid-template-columns: 1fr; gap: 44px; }
  .about-intro { grid-template-columns: 1fr; gap: 44px; }
  .values-grid { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 36px; }
  .form-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 36px; }
  .cta-banner-inner { flex-direction: column; }

  /* Prevent iOS Safari from zooming in when a form field is focused */
  .form-group input,
  .form-group select,
  .form-group textarea,
  .subscribe-form input { font-size: 16px; }

  /* Bigger touch targets for the mobile menu controls */
  .nav-toggle { padding: 11px; }
  .nav-inner { min-height: 64px; }
  .nav-links {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    position: fixed;
    top: 0;
    right: 0;
    height: 100vh;
    width: 270px;
    max-width: 80vw;
    background: var(--white);
    padding: 0 0 28px;
    gap: 0;
    box-shadow: -16px 0 40px rgba(15, 23, 42, .18);
    transform: translateX(100%);
    transition: transform .4s cubic-bezier(.16, 1, .3, 1);
    z-index: 1001;
    overflow-y: auto;
  }
  .nav-links.open { transform: translateX(0); }
  .nav-toggle { display: block; }

  .nav-panel-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 18px 18px 14px;
    border-bottom: 1px solid var(--gray-200);
    margin-bottom: 6px;
  }
  .nav-panel-title {
    font-family: 'Montserrat', sans-serif;
    font-size: .7rem;
    font-weight: 800;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: var(--gray-400);
  }
  .nav-close {
    display: flex;
    align-items: center;
    justify-content: center;
    position: static;
    width: 42px;
    height: 42px;
    border: none;
    border-radius: 50%;
    background: var(--gray-100);
    font-size: 1.3rem;
    line-height: 1;
    color: var(--gray-800);
    cursor: pointer;
    transition: background .2s ease, color .2s ease, transform .25s ease;
  }
  .nav-close:hover { background: var(--blue-light); color: var(--blue); transform: rotate(90deg); }

  .nav-links li { padding: 0 14px; }
  .nav-links li.nav-panel-header { padding: 18px 18px 14px; }

  .nav-links li:not(.nav-panel-header) {
    opacity: 0;
    transform: translateX(20px);
    transition: opacity .35s ease, transform .35s ease;
  }
  .nav-links.open li:not(.nav-panel-header) { opacity: 1; transform: translateX(0); }
  .nav-links.open li:nth-child(2) { transition-delay: .05s; }
  .nav-links.open li:nth-child(3) { transition-delay: .1s; }
  .nav-links.open li:nth-child(4) { transition-delay: .15s; }
  .nav-links.open li:nth-child(5) { transition-delay: .2s; }
  .nav-links.open li:nth-child(6) { transition-delay: .25s; }
  .nav-links.open li:nth-child(7) { transition-delay: .3s; }

  .nav-links li:not(.nav-panel-header) a:not(.nav-cta) {
    display: block;
    padding: 13px 14px;
    margin-bottom: 2px;
    border-left: 3px solid transparent;
    border-radius: 0 6px 6px 0;
    font-size: .95rem;
  }
  .nav-links li:not(.nav-panel-header) a:not(.nav-cta):hover,
  .nav-links li:not(.nav-panel-header) a.active {
    border-left-color: var(--blue);
    background: var(--blue-light);
    color: var(--blue);
  }
  .nav-links .nav-cta {
    display: block;
    text-align: center;
    margin: 18px 0 0;
    padding: 13px 20px !important;
    border-radius: 6px !important;
    box-shadow: var(--shadow-sm);
  }

  .nav-overlay {
    display: block;
    position: fixed;
    inset: 0;
    background: rgba(15, 23, 42, .55);
    z-index: 1000;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity .35s ease, visibility .35s ease;
  }
  .nav-overlay.open { opacity: 1; visibility: visible; pointer-events: auto; }
  .contact-form-wrap { padding: 28px 20px; }
  .article-body { padding: 48px 20px; }
}

@media (max-width: 480px) {
  .container { padding: 0 20px; }
  .nav-inner { padding: 0 20px; }
  section { padding: 48px 0; }
  .hero { padding: 56px 0 48px; }
  .hero h1 { font-size: 1.7rem; }
  .hero-badge { font-size: .58rem; letter-spacing: .07em; padding: 6px 12px; gap: 6px; }
  .hero-badge::before { margin-top: 4px; }
  .hero-btns { flex-direction: column; }
  .hero-btns a { text-align: center; }
  .hero-stats { gap: 20px; }
  .cta-banner-inner .btn-dark,
  .cta-banner-inner .btn-white,
  .cta-banner-inner .btn-gold { width: 100%; text-align: center; }
  .why-visual { padding: 32px; }
  .services-box { padding: 48px 0; }
  .page-hero { padding: 48px 0; }
  .article-hero { padding: 48px 0; }
  .about-img-wrap { padding: 32px; }
  .service-card-header { padding: 22px 20px; }
  .service-card-body { padding: 20px 20px 22px; }
  .card { padding: 24px 20px; }
}